Financial distress is an enormous burden. Which of the following will not help you reduce that stress?

Getting cash advances from your credit card is not a viable strategy for reducing financial stress. While it may provide immediate access to cash, it typically involves high fees and interest rates which can exacerbate an already challenging financial situation. Relying on cash advances can lead to increased debt and a cycle of borrowing that doesn't address the underlying causes of financial distress.

In contrast, options like checking your credit report annually can help you monitor your financial health and identify areas for improvement, limiting yourself to one credit card can simplify your finances and make it easier to manage payments and avoid overspending, and stopping credit card use when the balance is high promotes responsible financial behavior and encourages a focus on debt repayment. These strategies contribute to a more stable financial situation, while cash advances may only postpone underlying issues.